Independence
No group affiliation and no product placement obligations. Instrument selection follows the written mandate.
About the company
Breiling, Spohn & Kollegen Vermögensverwaltung GmbH
A private limited company under German law, seated in Trier, Rhineland-Palatinate. The company operates in independent wealth management, portfolio management and family office administration.
The company maintains a single office. Work is carried out by a small permanent team rather than a branch network. Continuity of contact is treated as an operational requirement, not a service feature.
Independence is structural. The company holds no distribution agreements that require the placement of specific products, and it is not owned by a bank, insurer or asset manager.
Mandate documentation, reporting standards and review cycles are uniform across all activity areas. The same record base serves portfolio administration and family office reporting.
This page is published for information. It describes how the company is organised. It does not offer any service and creates no contractual relationship.
Operating principles
Four principles govern day-to-day work.
Documentation
Objectives, limits and decisions are recorded in writing and dated. Amendments are documented separately.
Segregation
Assets remain at third-party depositary banks in the client's own name. Administration is separated from custody.
Continuity
Fixed review cycles, consistent reporting methodology and stable responsibilities across the mandate term.
Organisation
Structure and internal division of responsibility.
Responsibilities are divided between mandate management, portfolio implementation, reporting and administration. The division is documented in internal procedures and reviewed periodically.
External functions are performed by independent parties. Depositary banks execute and hold. Auditors and tax advisers act on their own mandate. Notarial matters remain with the notary appointed by the client.
Records are retained in accordance with statutory retention periods under German commercial and tax law. Access is restricted to personnel with an operational need.
- Mandate management and client records
- Portfolio implementation and limit monitoring
- Reporting, reconciliation and archiving
- Coordination with external advisers
- Data protection and access control
Regulatory context
Legal framework applicable in Germany.
The following references are provided for information. They summarise the general framework applicable to wealth management activity in Germany and the European Union.
- German Securities Institutions Act (Wertpapierinstitutsgesetz).
- German Securities Trading Act (Wertpapierhandelsgesetz).
- Directive 2014/65/EU (MiFID II) and its implementing measures.
- Regulation (EU) 2016/679 (General Data Protection Regulation).
- German Money Laundering Act (Geldwäschegesetz).
- Supervision by BaFin and the Deutsche Bundesbank for licensed entities.
Informational notice. This page describes company organisation for information purposes. It contains no offer, no solicitation and no advice. Statements on legal frameworks are general summaries and are not legal advice.