Legal

Terms of Use

These terms govern access to and use of the website bskvv.org, operated by Breiling, Spohn & Kollegen Vermögensverwaltung GmbH, Trier.

Last updated: 1 January 2026.

1. Purpose of the website

This website is published for information. It describes the company and the areas in which it operates. It does not offer, sell or provide any service, product, subscription or investment opportunity, and it contains no prices or fee schedules.

2. No offer, no advice

No content on this website constitutes an offer, an invitation to make an offer, a solicitation, investment advice, investment research, tax advice or legal advice. Content does not take account of individual objectives, financial situation or needs. Decisions taken on the basis of this website are taken at the reader's own responsibility.

3. No contractual relationship

Access to this website, and correspondence sent through the contact details published on it, do not create a mandate, an advisory relationship or any other contractual relationship. A relationship arises only from a written agreement signed by both parties.

4. Risk statement

Capital markets involve risk, including the risk of total loss of invested capital. Past results are not an indication of future results. Currency movements may increase or decrease returns. No statement on this website constitutes a guarantee of performance or capital protection.

5. Accuracy of content

Content is prepared with reasonable care. No warranty is given that content is complete, current or free from error. Content may be amended, replaced or withdrawn at any time without notice.

6. Intellectual property

Texts, layout, the company name, the emblem and the structure of this website are protected by copyright and other applicable rights. Reproduction, distribution, public communication or adaptation requires prior written permission, except for short quotations with a source reference. Photographic material is licensed from Unsplash and Pexels under their respective licences. Icons are provided under the Phosphor Icons MIT licence.

7. External links

External links are provided for convenience. The company has no control over the content of linked websites and assumes no responsibility for them. At the time a link is set, no unlawful content is apparent.

8. Availability

No guarantee is given for uninterrupted availability of this website. Access may be suspended for maintenance, security or technical reasons.

9. Liability

Liability is excluded for slight negligence, except for damage arising from injury to life, body or health, or from a breach of a material contractual obligation. Liability for intent and gross negligence remains unaffected. Statutory liability under mandatory provisions is not limited by these terms.

10. Prohibited use

• Automated retrieval that impairs availability of the website.
• Circumvention of technical protection measures.
• Use of published contact data for unsolicited commercial communication.
• Use of the company name or emblem in a manner suggesting an affiliation that does not exist.

11. Applicable law and jurisdiction

These terms are governed by the law of the Federal Republic of Germany, excluding conflict of law rules that would lead to the application of another legal system. The place of jurisdiction is Trier, unless a mandatory statutory place of jurisdiction applies.

12. Severability

If a provision of these terms is or becomes invalid, the validity of the remaining provisions is unaffected.

13. Amendments

These terms may be amended. The version published on this page at the time of access applies.